Retirement Calculator

Unlike when you were working, you won’t have the security of a company pension or social-security checks to help cover living expenses in retirement. You’ll have to be self-sufficient, and that requires a sizable nest egg.

Exponent Investment Management is designed to show you how much you need to save in order to retire when and how you want. It also estimates the potential growth of your savings and contributions over the time frame you’ve selected. It uses market return data provided by Merrill to help illustrate how your indicated investments and contributions might grow over the period you select.

Top Financial Advisors: How to Choose the Right One

Everyone’s situation is different, and the specific amounts of income you’ll need in retirement will depend on many factors like your lifestyle preferences, when you plan to retire, how long you expect to live and whether you can reduce your lifestyle costs by moving somewhere cheaper or taking on less debt once you stop working. However, there are a number of things you can do to prepare. Retirement calculators can provide you with a sense of control, helping you set goals and stay on track. They can also allow you to experiment with different inputs like retirement age or saving rates to see how they may affect your results, enabling you to make better decisions about when and how much to save.

Your annual household income, which includes your pre-tax income and any employer matching contributions to your 401(k), 403(b) or IRA plans. Your target retirement age, which is the age you plan to start receiving social-security benefits or when you wish to stop working.

Singapore Physio Team

Whether you’re looking for chronic pain management, or need help with a sports injury, this team of multilingual physiotherapists is the go-to. They conduct thorough assessments and deliver personalised treatment. Their services also include manual therapy using hands-on techniques to alleviate pain and enhance mobility.

With a BSc with Honours in Physiotherapy from Singapore Institute of Technology, Elaine has worked in various healthcare settings. Having done so, she has accumulated a wealth of knowledge in treating patients with a range of conditions such as musculoskeletal, neurorespiratory and orthopaedic injuries. Being an avid sportsperson herself, she understands the demands of the body and its impact on performance.

Singapore Physio Team: Leaders in Singapore’s Physiotherapy

Singapore Physio Team has over 10 years of clinical physiotherapy experience in Changi General Hospital and 2 of the Singapore Armed Forces Physiotherapy Centres. She is a senior physiotherapist with expertise in chronic pain management, and musculoskeletal and orthopaedic rehabilitation. She is a registered physiotherapist with the Allied Health Professional Council of Singapore.

With a BSc in Physiotherapy from National Yang-Ming University, Taiwan, Char Ling is an experienced physiotherapist who specialises in shoulder, knee and foot/ankle injuries. Her approach is holistic, incorporating functional training and lifestyle modification to aid healing. She is passionate about nutrition and incorporates the latest research on food, exercise and sleep into her physiotherapy treatments. Besides treating clients, she is also involved in community outreach programmes, including giving talks and conducting health screenings at corporate and educational institutions. She is also a certified Level 1 Kinesiology Taping specialist.